Thomas T. Riquier, CFP, CLU and President of The Retirement Financial Center and has been in business on the North Shore for 41 years. Tom recently attended an Ed Slott Master Elite IRA Advisor Group Knowledge Expander Workshop. Tom believes education is critical to making good financial decisions and attends classes to remain up-to-date about this important topic.
The 2 day event was comprised of 16 hours of intensive classroom study about one of the most important investments for those facing retirement. Many of the topics of study at this information-packed workshop were especially timely:
I. Aspects of IRA asset protection and growth.
II. Required Minimum Distribution (RMD) calculations.
III. RMD aggregation rules for IRAs, 401(K) and 403(b) plans.
IV. 2011-2012 IRA, Income, Estate and Gift Tax Planning.
V. Gifting to children and grandchildren lifetime benefits.
VI. Reallocation of assets to reduce and/or eliminate taxes.
VII. Income and estate tax free life insurance proceeds.
VIII. IRA Trust Rules for Special Needs Childrens Trusts.
IX. Traditional IRA conversion to a Roth IRA.
X. Multiple IRA Designated Beneficiaries: advantages and pitfalls.
XI. Post-death qualified disclaimer rules for IRAs.
XII. Key rollover options and decisions for an IRA, 401(K) and 403(b).
XIII. Penalty free distributions prior to age 59 utilizing the IRS Section 72(t) Rules.
XIV. Early penalty-free distribution exceptions from IRA and 401(K) plans.
XV. Properly dividing an IRA, 401(K) and 403(b) in divorce and remarriage.
XVI. Utilization of annuities with guaranteed income in retirement.
Mr. Riquier is a member of Ed Slotts Master Elite IRA Advisor GroupSM the highest level of continuous training offered by Ed Slott and Company.
I am committed to continually build and expand my IRA expertise through Ed Slotts intensive ongoing training Mr. Riquier said.
Ed Slott & Company, LLC is the nations leading provider of IRA training for financial advisors. Ed Slott is a practicing CPA and was called The Best source for IRA advice by the Wall Street Journal. He is a practicing CPA and the author of several leading books on retirement distribution planning.